Boost my Credit, LLC. (“Boost,” “our,” or “we”) recognizes the importance of your privacy and is dedicated to safeguarding it. This Privacy Policy outlines how we collect, process, and utilize your Personal Information (as defined herein) and affirms our commitment to using your Personal Information in accordance with this Privacy Policy.

This Privacy Policy applies to all web pages, mobile applications, third-party social media sites (regarding using your Personal Information), email lists, generic Information, and Personal Information collected, owned, or made available on behalf of Boost, regardless of the collection method (e.g., mail, facsimile, sign-up/sign-in page, survey). This includes the collection through this website and any online features, mobile applications, services, and/or programs offered by or on behalf of Boost (collectively, the “Online Properties”).

However, it should be noted that this Privacy Policy does not extend to any other web pages, mobile applications, third-party social media sites, email lists, generic Information, or Personal Information collected, owned, or made available by any entity other than Boost. Users of such resources should refer to the applicable owner’s Privacy Policy. By accessing or using the Online Properties, you acknowledge that your use is governed by Boost’s Terms & Conditions.

PLEASE CAREFULLY READ THIS PRIVACY POLICY, AS IT CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS CONCERNING YOUR PERSONAL INFORMATION. BY ACCESSING OR USING THE ONLINE PROPERTIES, YOU AGREE TO BE BOUND BY THIS PRIVACY POLICY AND ALL ADDITIONAL TERMS INCORPORATED BY REFERENCE. SHOULD YOU DISAGREE WITH ANY PART OF THIS PRIVACY POLICY, YOU SHOULD REFRAIN FROM ACCESSING OR USING THE ONLINE PROPERTIES.

We reserve the right to update this web page with any changes to this Privacy Policy, and you are encouraged to regularly review this Privacy Policy (the date of the most recent revision is indicated at the end of this Privacy Policy).

TYPES OF INFORMATION COLLECTED OR RECEIVED BY BOOST

Boost adheres to applicable state and federal law when storing and utilizing the Information we collect or receive. The types of Personal Information we may collect include, but are not limited to: (1) contact information (e.g., name, address, home, and mobile telephone numbers, email address); (2) biographical Information such as household data, preferences, and Demographic Information (e.g., date of birth, gender, marital status); and (3) Internet protocol (IP) address, MAC address, or device ID/UDID.

Boost may collect or receive such Personal Information through various means, including when you: (1) access and use the Boost Online Properties; (2) subscribe to email notifications, electronic newsletters, mobile messages (including SMS), or notifications from or on behalf of Boost; (3) participate in an Boost contest, event, promotion, sweepstakes, or survey; (4) provide comments, suggestions, or other input to Boost through the Online Properties; (5) create a user account (your “User Account”) for use in connection with the Online Properties; and (6) engage in any online discussion, forum, or similar exchange, publicly or privately, through the Online Properties. Boost may also collect such personal Information in our marketing efforts on third-party websites. Additionally, we may receive Information from third parties that provide us with such Information, including as part of any investigation or inquiry that we may undertake. Furthermore, we may receive Information about you from third-party sources, utilizing Personal Information collected through the Online Properties to identify you. Our utilization of such third-party sourced Information will be subject to this Privacy Policy.

Boost or its partners may sponsor promotions, sweepstakes, or contests through Online Properties. Your participation in these activities is voluntary, and you may be required to provide personally identifiable Information, such as your name, email address, or home address, or answer questions to partake. Boost may also transfer Personal Information to advertising or marketing partners from whom you have requested to receive Information.

Online Information Collected: When you visit or use the Online Properties, Boost may collect or receive three types of Information: contact information, provided Information, and usage information.

Contact Information: Contact information refers to the Information you intentionally provide when submitting a request to be contacted. This includes your name, address, phone number, email address, and any other information voluntarily provided through the Online Properties. This Information is collected solely to respond to requests for more details about Boost and our offerings. By submitting your contact information, you acknowledge and accept that this Information may be shared with our content providers, professionals, contractors, and staff who can assist you.

Provided Information: You may be asked or encouraged to voluntarily submit Information, including Personal Information, through the Online Properties. While the decision to provide personal Information is entirely up to you, please note that certain services may require it for its provision and quality. Therefore, if you choose to withhold the requested Information, we may be unable to provide you with specific services. Any submission of Personal Information and the use of such Information by Boost and its agents shall always be in compliance with this Privacy Policy.

Usage Information: Boost may obtain non-individualized, generic Information about you when you visit the Online Properties.

Browser Log Files: Our servers automatically log each visitor to the Online Properties and collect and record certain Information. This may include your Internet Protocol (IP) address, browser language, browser type, operating system, mobile device information, domain names, browsing history (including time spent at a domain, time and date of your visit), referring/exit web pages and URLs, and the number of clicks. The domain name and IP address do not reveal the visitor’s personal Information except the IP address used to access the Online Properties.

Cookies: Periodically, Boost and/or our advertisers or other third parties may send a “cookie” to your computer. A cookie is a small piece of data sent to your Internet browser from a web server and stored on your computer’s hard drive. It can be re-sent to the serving website on subsequent visits. A cookie cannot read data from your computer’s hard disk or other cookie files. It does not harm your system. Cookies are used to identify and track areas of the Online Properties and third-party websites you have visited, enhancing your next visit. Advertisers may also use cookies to track how often they have seen an advertisement and obtain analytical Information. You can choose to accept or reject cookies by adjusting your browser settings. However, if you decide not to accept cookies, certain functionality of the Online Properties may be impaired. Refer to your browser’s Help system for more Information on managing cookies.

Web Beacons: Certain web pages and electronic communications may contain electronic images called Web Beacons or “clear gifs.” Web Beacons collect limited Information, including a cookie number, time and date of a page view, and a description of the page where the Web Beacon is located. Third-party advertisers may also place Web Beacons. These Web Beacons do not collect Personal Information and are used solely to track usage and activities associated with Online Properties.

Unique Identifier: Boost may assign you a unique internal identifier to facilitate tracking of your future visits. This Information is used to gather aggregate demographic data about our visitors and personalize the Information displayed on the Online Properties and in electronic communications. It is kept for internal use only and is not shared with others.

Third-party opt-out: Boost may allow third-party companies to serve advertisements and collect anonymous Information during your visits to the Online Properties. This non-personally identifiable Information includes click stream information, browser type, time and date, and subjects of advertisements clicked or scrolled over. Third parties typically use cookies or Web Beacons to collect this Information. You can opt out of certain online behavioral services through various opt-out methods, including the Network Advertising Initiative industry opt-out at networkadvertising.org, the Consumer Choice Page at aboutads.info, or the IAB UK’s industry opt-out at youronlinechoices.com. Additionally, you can configure your web browser to control the use of cookies. Note that if you delete your cookies, you will need to opt-out again.

Use of Personal Information

The Personal Information we collect is used for four primary purposes:

Enable the features of the Online Properties, including creating, sharing, viewing, listening to, and rating content; operating competitions or promotions; setting up and managing your online account; processing information requests; and providing support services. Improve the Online Properties by analyzing information and usage patterns to determine popular features and services. This analysis enables us and our affiliates to provide services and develop new features and functionality, Personalize your experience on the Online Properties, Communicate with you, and keep you informed about our services. Upon your request, we may send you Information about existing and new services via email, telephone (including SMS), mail, or other contact details you provide. Please note that this Privacy Policy governs our use of Personal Information, and all additional terms incorporated by reference also apply.

When Boost Discloses Information

In addition to other instances where we may disclose Personal Information about you, we may also do so under the following circumstances:

• Compliance with the law: We may disclose Personal Information when required by law or in good faith if we believe that such disclosure is necessary to comply with legal processes and applicable laws.
• Enforcement of Privacy Policy: Personal Information may be disclosed to enforce our Privacy Policy.
• Protection of rights and safety: We may disclose Personal Information to respond to claims that any materials, documents, images, graphics, logos, designs, audio, video, or other Information provided by you on the Online Properties violate the rights of third parties. Additionally, we may disclose Personal Information to investigate and protect our rights, property, and safety, as well as that of our agents, employees, contractors, visitors, and the public.

We take reasonable precautions to ensure the security of the disclosed Information. Personal Information and non-personally identifiable Information may be shared with our parent, subsidiaries, affiliated companies, and other entities to process such Information on our behalf and promote the goods and services of our trusted business partners. Some or all of this Information may be stored on servers outside the United States. We require these parties to process the Information in compliance with our Privacy Policy or in a similar, industry-standard manner, and we make efforts to restrict their use of the Information and employ appropriate confidentiality and security measures. It’s important to note that the use of your Information by our trusted business partners may be subject to their own Privacy Policy.

Non-personally identifiable Information, such as anonymous user usage data, may be shared with third parties to demonstrate usage patterns for Boost’s advertisements, content, functionality promotions, competitions, and/or services on the Mobile Applications, Online Properties, and/or third-party websites.

Furthermore, we reserve the right to disclose Personal Information and/or non-personally identifiable Information in connection with the enforcement of our Terms and Conditions, to mitigate liability, to investigate and defend against third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Online Properties, and to safeguard our rights, property, or personal safety, as well as that of our users or others.

In the event of the sale or disposition of all or part of the Boost business and/or assets, we may transfer your Personal Information and any other information. We cannot make any representations regarding the use or transfer of your Personal Information or additional Information in the event of our bankruptcy, reorganization, insolvency, receivership, or assignment for the benefit of creditors. By using our services, you expressly agree and consent to the use and/or transfer of your Personal Information or other Information in connection with a sale or transfer of our assets as described above. Additionally, we cannot be held responsible for any security breaches or actions by third parties that receive Information disclosed to us.

The Online Properties may include links to various other websites and display third-party advertisements. We cannot be held responsible for the privacy policies of those third-party websites or how they handle Information about their users, including personally identifiable Information.

User Account, Password, and Security

At Boost, we prioritize the security and protection of your Personal Information. As part of our commitment, certain features available through the Online Properties may require the use of encryption technologies to ensure your privacy and safeguard your User Account. We take reasonable precautions to maintain the confidentiality of your User Name, Password, and User Account information.

However, it is essential that you take personal responsibility for the protection of your User Name, Password, and User Account information, ensuring that it remains confidential and not disclosed to third parties. You are also prohibited from attempting to bypass or circumvent the use of required encryption technologies.

To maintain the security of your User Account, we kindly request that you:

(a) Promptly notify Boost of any unauthorized use of your User Name, Password, and/or User Account or any other security breach. (b) Ensure you log out from your User Account at the end of each session.

While we implement certain encryption technologies and employ reasonable precautions to protect your confidential Information and maintain adequate security measures, we cannot guarantee or warrant the absolute security of any information transmitted over the Internet. Furthermore, we cannot assure that such transmissions will be free from delay, interruption, interception, or error.

Information From Children

Boost is committed to protecting the privacy of individuals, particularly children under the age of 13. We do not knowingly collect Personal Information from individuals in this age group. The Online Properties are not intended or designed to attract children under the age of 13.

By using the Mobile Applications and Web Properties, you confirm that you are either at least 18 years old (or the applicable age of consent in your state of residence), an emancipated minor, or have obtained legal parental or guardian consent. You acknowledge that you possess the necessary competence to agree to the terms, conditions, obligations, affirmations, representations, and warranties outlined in this Privacy Policy and will comply with its provisions.

Regardless, you affirm that you are over the age of 13, as the Mobile Applications and Web Properties are not intended for unsupervised use by children under 13 years old. It is important for parents to be aware that this Privacy Policy governs our use of Personal Information, and any information voluntarily provided by children or others in email exchanges, forums, discussion areas, comments, bulletin boards, or similar platforms may be used by third parties to generate unsolicited communications.

Boost strongly encourages parents to educate their children about the safe and responsible use of Personal Information while utilizing the Internet.

Privacy Outside the Online Properties

The Online Properties may include links to other websites, including those of various third-party service providers. Please note that Boost cannot be held responsible for any other website’s privacy practices or content. We do not share any of the Personal Information you provide us on any websites to which the Online Properties link, except under agreements with specific reputable organizations and companies or with third-party service providers as described in this Privacy Policy. However, we may share aggregate, non-personally identifiable Information with these third parties. We recommend reviewing the privacy policies of those websites to understand their practices and your rights regarding your Information.

Choices With Your Personal Information

The decision to submit Personal Information to Boost is entirely voluntary and at your discretion. You are not obligated to provide Personal Information. However, it is essential to note that certain services may require the requested Information to be provided effectively. If you choose to provide Personal Information to Boost, we will not disclose or use it for purposes that are incompatible with the original purpose(s) for which it was collected unless you give affirmative consent for such disclosure and use.

Access and Correction

If you would like to access and correct your Personal Information held by Boost, please contact us using the contact details provided at the end of this Privacy Policy. To process your request, we may ask you to verify your identity and provide specific details about the Information you wish to access or update. Please be aware that there may be certain circumstances where we reserve the right to decline requests in accordance with our existing business practices, applicable laws, rules, and regulations.

Your Consent to This Privacy Policy

By accessing and using the Online Properties, you expressly consent to the collection and use of your Information, including Personal Information, by Boost and our agents, as outlined in this Privacy Policy. This consent applies unless you provide explicit instructions to the contrary through the designated procedure specified below. If any changes or modifications are made to this Privacy Policy or any part of it, we will make reasonable efforts to post the updated version on this web page. It is your responsibility to regularly review this page to stay informed about the types of Information we collect, how we use it, and the circumstances under which we may disclose it to third parties. By continuing to use the Online Properties after accepting any amendments to this Privacy Policy, you indicate your agreement and acceptance of the revised terms, which apply to all previously collected Information and Information collected from you in the future. Please note that any comments, ideas, feedback, suggestions, or Information you provide may be utilized by us in any manner we choose without any obligation to provide notice or compensation to you.